1. Executive Summary - IBD Growth Strategy

This system is a quantitative investment management platform for self-directed investors who want to combine Investor’s Business Daily (IBD) momentum and quality rankings with institutional-style risk analytics: CAPM-based required returns, beta-adjusted “leader” scores, and company-level WACC versus IBD fundamentals (e.g. ROE).

The problem it solves is repeatable, explainable portfolio decisions across two parallel strategies—IRA (large-cap composite focus) and Brokerage (RS-momentum / leader focus)—while tracking hypothetical $10,000 sleeves and actual E*TRADE holdings against SPY week over week.

It is intended for the primary user / operator running a local Python pipeline on Windows, with optional extension to a multi-tenant SaaS where each subscriber brings their own IBD exports and broker data. The methodology layer (formulas, sorts, guards) is separable from the proprietary IBD data layer (screen exports), which is important for intellectual property and licensing.